Informative articles on insurance, safety and risk for you, your family or your business. Each article includes a link for you to share with anyone who may benefit.
Think insurance is confusing? That may have something to do with the specialized vocabulary that's been developed to describe the many concepts, tools, and policy types unique to the industry. But you don't have to be an insurance outsider... Here are some insurance terms to help you become a savvy consumer.
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As youngsters, the more serious-minded among us were vigilant about making the Scout motto "Be Prepared" a reality. Now with the latest round of fires, earthquakes and hurricanes, the old adage is more relevant than ever. Even in Pennsylvania, we all have the potential to encounter the occasional unpredicted mishap. But few events can be as unpredictable, or devastating, as natural disasters: hurricanes, floods, wildfires, tsunamis, severe storms, tornadoes, and landslides, many of which we've been faced with lately.
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While we covered the basics of homeowner's insurance last week, now we'll take a closer look at the contents portion of insurance policies, also known as Coverage C. This part of your policy applies to the contents of your home and can help to replace or repair those items if they are stolen or damaged due to any of the named perils that apply to your overall policy. But just because your homeowner's policy includes contents coverage doesn't mean you simply need to sign on the dotted line. You should take steps to make sure your coverage will truly be effective should the contents of your home and especially your most valued and important possessions be stolen, damaged, or vandalized.
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For any homeowner, a robust insurance policy is a must. But if you're new to homeownership, or if you're thinking about updating your policy, you may not know much about what it does and doesn't cover, along with how to find the best policy for you and your family.
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Business insurance is a must in today's climate, but many owners don't understand the basic ins-and-outs of this type of policy, including why it's necessary, what it covers, and how to get the right coverage for yourself and your business. Here are five common myths about business insurance, and the myth-busters that you need to know.
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Insurance is usually not a lighthearted topic. However, in modern times insurance as a whole has evolved, in order to help cover a variety of different lifestyles. With that comes a number of wild stories and details about the insurance industry that might shock you, or at least make you smile. Here are some surprising things you probably didn't know about today's strange world of insurance claims and policies.
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Every type of business comes with its own unique risks. When it comes to insuring your business, you want to make sure you have the right type and amount of coverage, while not paying for coverage you really don't need. So how can you make sure you're getting the best deal, but not putting your business at risk?
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Figuring out what you want to do with your life career-wise can be a challenge for anyone. Even as an adult, you might find that you're in the wrong line of work... but how do you discover what the right line of work is for you? And if you're a parent, you most likely want to help your children figure out these types of things before they head down the wrong path. You want to give them the freedom to explore without having to spend years of their life (or a lot of your money) wandering without direction.
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