Informative articles on insurance, safety and risk for you, your family or your business. Each article includes a link for you to share with anyone who may benefit.
Even with Halloween looming on the horizon, the prospect of so many newly licensed Pennsylvania teen drivers getting behind steering wheels is undoubtedly the most frightening thing about fall. The new school year is in full swing, and with the abundance of social and extracurricular activities taking place all over town, not to mention the need to get to and from campus, inexperienced teen drivers have every excuse to get on the road.
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The law of large numbers is a statistical concept that relates to probability. It is one of the factors insurance companies use to determine their rates.
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You may consider yourself well versed when it comes to the ins and outs of business insurance in Pennsylvania, especially if you own a business in Pennsylvania. But just how accurate and in-depth is your knowledge? In the spirit of fall, which is back to school time, take this quiz to test your awareness of business insurance myths and truths.
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When one of your kids is going to college in Pennsylvania or out-of-state, there's so much to think about: the cost of tuition, packing all the right things to take along, and registering for the proper classes, not to mention the powerful emotions that arise when one of your fledglings makes the bold leap out of the nest and flies away. One important matter that may be easily forgotten amidst all these other concerns is that of insurance. In particular, health and property are two aspects of every college student's life that may require new coverage.
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Chances are you already have a number of different insurance policies in place. It's almost inevitable, however, that even with all that protection, there are some cracks in your coverage. Umbrella insurance is designed to essentially seal those cracks, so that all your bases are covered. It will, metaphorically speaking, shield you from the storms that may come in the form of accidents and other unforeseen events that your existing policies aren't equipped to fully cover.
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Summer in Pennsylvania is prime time for home improvement projects. Whether you're repainting your home's exterior, replacing the roof, adding on, or constructing a new patio, a home improvement project can not only beautify your home and add to its overall comfort, but also significantly increase its value. Don't undermine your considerable efforts by failing to get the proper insurance, or you may end up having to fork out much more than you planned in the event of an accident.
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Those of us old enough to recall a choice bit of pop culture from the early 1980s might recall a fictional vehicle that seemed to have a mind and personality all its own. Its name was KITT, and it was the sporty, black car endowed with artificial intelligence on which one David Hasselhoff, in his role as Michael Knight, relied on in the TV show Knight Rider. Yes, David was a modern-day knight, and the robotic car was his trusty steed.
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Summer isn't all sweetness and light. Beneath the charm of Pennsylvania's sunshiny days, ice cream trucks, bare feet, and barbecues lurks the ever-present potential for all manner of mishaps. Yep, accidents happen in the summertime, too, and lots of them. While this shouldn't stop you from enjoying plenty of fun and relaxation once school's out (after all, that's what summer is all about), it should inspire you to take some preventative measures, as well as make sure your body, home, and car are all protected by the right insurance policies.
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