If you rent your home or apartment, you need financial protection to help cover any losses that may occur if your personal property is damaged (due to fire, water from broken pipes, etc.) or stolen. Liability insurance (as well as other options) are also available depending on your needs. Landlords typically only purchase insurance to cover external structural repair/replacement and rely on tenants to insure personal property inside the unit via renters insurance. Our little policy does a lot for you - learn more about Renters Insurance today.
Renters insurance is similar to homeowners insurance in that it covers the cost of replacing personal property should it be damaged or stolen under the terms of the policy. It may also cover liability for unforeseen events like accidents (while others are visiting your rental home) and/or property damage (inadvertently caused by you, your family members, or pets) depending on the policy. It is best to get this coverage as soon as possible, once you have made the decision to rent a home or apartment.
Although this list is not exhaustive, it provides some common elements of Renters Insurance coverage and a quick overview of each.
Emmanuel Insurance is here to help. Our agents will work with you to find the best policy that fits your needs and budget. We represent the top-rated insurance companies in the country, with access to over 50 carriers. Contact an insurance specialist at Emmanuel Insurance today to answer any questions you may have about Renters Insurance, or for a free review and insurance quote for Renters Insurance.
Some products and services may not be available in your area.
Please contact us for more information.